Article

How Rate Exportation Is Shifting Amid Regulatory Trends

Law360

By Lisa M. Lanham, Ronald K. Vaske, and Mindy Harris
August 29, 2023

Lenders offering credit in multiple states through bank-fintech partnerships, as well as all state banks offering credit on an interstate basis, should be aware of states' efforts to impose controls on interest rate exportation through bank-fintech partnerships. And they should evaluate the resulting risks on an ongoing basis.

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