Mindy Harris

Mindy Harris

Of Counsel
New York

Mindy Harris advises clients on federal and state consumer finance laws and regulations, including those governing interest rate exportation, true lender and valid-when-made issues, truth in lending, fair credit billing, fair lending, credit reporting, fintech, payments, debt collection, lending to servicemembers and unfair, deceptive and abusive acts and practices.

Mindy has decades of experience as an in-house consumer financial services attorney. With her background as general counsel to financial services companies, she is proficient in analysis and application of law, regulation and supervisory expectations while maintaining a focus on achievement of business goals.

Professional Highlights

Professional Activities

Credit Card Bank Compliance Association, President, 2010-2012

Colorado Council of Advisors on Consumer Credit, Governor’s Appointee, 1997-2012

Association of Corporate Counsel, Colorado Chapter President, 1993-1994

Speaking Engagements

Speaker, "Update on Rate Exportation, True Lender & Valid-When-Made," Auriemma Card Accounting Roundtable, August 4, 2021

Speaker, "CFS in Turbulent Times: A Look at the Landscape for Fintech—Bank Model and Marketplace Lending Programs," Ballard Spahr webinar series, December 14, 2020 

Speaker, "COVID-19 Statute of Limitations Actions," Auriemma Compliance and Auto Compliance Roundtable, August 11, 2020

Board Memberships & Community Service

University of Redlands, Board of Trustees, 2016–2020

Credit Card Bank Compliance Association, Board of Directors, 2010–2020


Mindy is a frequent contributor to the firm's Consumer Finance Monitor blog.



University of Denver Sturm College of Law (J.D. 1980)

University of Denver (B.A. 1977)
Phi Beta Kappa



New York