Ronald K. Vaske


Ron Vaske leads Ballard Spahr’s Fintech and Payments Team. His practice focuses on matters involving banking, payment systems and commercial transactions.

Ron regularly assists clients in relationships between financial institutions and Fintechs and other third parties. He has more than two decades of experience helping clients establish and administer bank sponsorship arrangements for credit card, prepaid card, lending and payments programs. Several of the clients he works with serve the under-banked and subprime markets.


Representative Matters

  • Led regulatory due diligence on behalf of private equity investor in its acquisition of an international B2B payments and credit solutions business.
  • Assisted multiple banks and Fintechs in matters involving credit card, lending and payment systems sponsorship programs, including documentation of related commercial agreements and ongoing advice on compliance and regulatory matters.
  • Advised financial institutions in appeals of material supervisory determinations related to safety and soundness and consumer compliance examinations.

Professional Highlights

Recognition & Accomplishments

The Best Lawyers in America, banking and finance law, 2021, 2022

The Legal 500, Fintech, 2021

North Star Lawyer, Minnesota State Bar Association, 2013

Minnesota Super Lawyers, Rising Star, 2003-2004

Speaking Engagements

"The Use of Alternative Data in Online Lending Models and the Credit Process: Assessing Consumer Concerns, Regulatory Challenges, and the Implications of the CFPB's First No-Action Letter," American Conference Institute National Conference on FinTech and Emerging Payment Systems, New York, May 1, 2018

"The CFPB Final Rule on Prepaid Accounts: Implementation Delays, Compliance Challenges, and Market Expectations," American Conference Institute's 18th National Forum, January 2018

"Consumer Litigation - TCPA and FDCPA Trends, Stale Debt Recovery & the CFPB," Lindquist & Vennum Card Issuer Workshop, October 4, 2017

Board Memberships & Community Service

FarmHouse Fraternity Foundation, Trustee, 2012-present



Creighton University School of Law (J.D. 1997)

South Dakota State University (B.S. 1990)



South Dakota

Nebraska (Inactive)