Commercial Finance

Our Commercial Finance Group represents clients in the lending, borrowing, and arranging of capital through a variety of deal structures and project types. We focus on supporting our clients' objectives and providing value-added services that help them succeed in today's ever-changing and competitive business environment.

We advise our lending clients in originating, structuring, documenting, and negotiating financing transactions, including single-lender, syndicated, and structured loans, as well as note purchase agreements, conduit financings, and other lending structures. In addition, we regularly negotiate and document co-lender and intercreditor arrangements in multi-tranche and unitranche structures.

Our lending clients include commercial banks, debt funds, SBICs, insurance companies, commercial and consumer finance companies, business development companies, and private equity firms.

Our strong relationships with national, regional, and local financial institutions help us identify and remain current with the industry trends that affect lenders, borrowers, and other finance parties. We assist our financial institution clients in developing form documentation and "how-to" guides. We also represent a broad-base of businesses in their capacity as borrowers in commercial financings, including publicly traded companies, founder-owned businesses, and portfolio companies for private equity ownership.


  • For decades, we have represented PNC Bank and its predecessors in financing transactions. Our work includes commercial and asset-based revolving credit and term loan facilities, construction and other real estate loans, and letter of credit enhancement of bond issues in both single bank transactions and in syndicated facilities where PNC serves as agent for the lending group.
  • We represent TD Bank, N.A., and other major banking institutions in a wide range of financing transactions, including individual and syndicated revolving credit and term loan credit facilities and in providing letters of credit for the credit enhancement of bond issues, most recently for health care and governmental and quasi-governmental institutions.
  • We represented a public home builder in connection with credit facilities, including a $2 billion primary bank facility.