Daniel Wilkinson

Daniel Wilkinson is a trusted adviser to banks, credit unions, Fintechs, auto finance companies, and other nonbank finance providers operating in a heavily regulated landscape. He focuses his practice on consumer financial services matters within the firm's Business and Transactions Department, bringing a deep understanding of the industry's complexities that allows him to guide clients through a wide range of challenges, including new product launches, unsecured consumer lending, retail installment sales, comprehensive regulatory compliance, and licensing issues. Daniel's ability to distill complex regulatory frameworks into actionable strategies makes him an essential resource for financial services companies operating at the intersection of innovation and compliance.

Daniel advises clients on a broad spectrum of federal and state consumer finance laws and regulations, including Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); usury laws; the Truth in Lending Act (Regulation Z); the Electronic Funds Transfer Act (Regulation E and NACHA); the Equal Credit Opportunity Act (Regulation B); the Fair Credit Reporting Act (Regulation V); the Fair Debt Collection Practices Act; the Dodd-Frank Wall Street Reform and Consumer Protection Act; the Servicemembers Civil Relief Act; the Telephone Consumer Protection Act; the E-Sign Act; the Truth in Savings Act (Regulation DD); the Expedited Funds Availability Act (Regulation CC); and related state consumer protection and debt collection laws.