Richard Thomson

Richard T. Thomson

Senior Counsel

Richard T. Thomson has successfully litigated hundreds of disputes in state and federal courts across the country over the past 30 years. He has extensive experience defending banking clients in retail branch disputes involving deposit accounts and other payment methods, including disputes arising under Articles 3, 4, and 4A of the Uniform Commercial Code (UCC). Dick also represents clients in matters involving banking law, employment litigation, and commercial litigation.

Dick has been a frequent speaker at continuing legal education seminars. He also has published articles and taught courses on banking litigation, legal ethics, employment law, and bankruptcy law.


Representative Matters

  • Munn v. Wells Fargo Bank, N.A., Index No. 63840/2022, 2023 N.Y. Misc. LEXIS 773 (Sup. Ct. Westchester Cnty. Jan. 9, 2023) (granting motion to dismiss plaintiff wire originator’s claim under UCC § 4A-207 with prejudice because (1) plaintiff lacked privity with defendant bank, and (2) defendant bank had no knowledge of misdescribed beneficiary when processing the subject payment order)
  • Kraft v. Office of the Comptroller of Currency, No. 20-4111, 2021 U.S. Dist. LEXIS 140805 (D.S.D. July 28, 2021) (denying plaintiff’s motion for leave to amend, to assert RICO claims against bank and bank’s board of directors)
  • Rideout v. Wells Fargo Bank, N.A., No. 21-3326, 2021 U.S. Dist. LEXIS 202872 (E.D. Pa. Oct. 21, 2021) (granting motion to dismiss claims arising from allegations of wrongful account opening)

Professional Highlights

Pro Bono Experience

  • General Counsel, Minnesota Mycological Society
  • Mentor, University of St. Thomas Law School

Recognition & Accomplishments

North Star Lawyer, Minnesota State Bar Association, 2012

Speaking Engagements

Presenter, "Wrongful Discharge – The Plaintiff's Case from the Horse's Mouth," Minnesota CLE Seminar, Minnesota Trial Lawyers Association, 1987


"Too Much for Too Little: The Restatement's Measure of Damages Where the Trustee Sells a Trust Asset for an Insufficient Price," 96 Minn. L. Rev. 2144, 2012

"Communication with Represented Parties in Civil Litigation," Professional Responsibility, Minnesota Institute of Legal Education, 1998

"Standing in Civil Cases to Disqualify for Conflict of Interest," Professional Responsibility, Minnesota Institute of Legal Education, 1998

"The Effective Date of Transfers by Check Under Section 547(c)(4) of the Bankruptcy Code: In Support of the Delivery Rule," 95 Commercial Law Journal, 217, 1990

Co-author, "The Latest Look at Wrongful Termination," Minnesota Trial Lawyer, Vol. 10, No. 2, 1985



University of Michigan Law School (J.D., cum laude, 1978)
Editor, Michigan Law Review

Amherst College (B.A., summa cum laude, 1974)
Phi Beta Kappa



U.S. District Court for the District of Minnesota

U.S. Court of Appeals for the Third Circuit

U.S. Court of Appeals for the Eighth Circuit

U.S. Court of Appeals for the Eleventh Circuit

Minnesota Supreme Court

U.S. Supreme Court