Mindy Harris

Of Counsel

Tel 303.299.7353
Fax 303.296.3956
Tel 212.223.0200
Fax 212.223.1942
New York

Mindy Harris has decades of experience as a consumer financial services attorney. With her background of working as general counsel to financial services companies, she is proficient in analysis and application of law and regulation while maintaining a focus on achievement of business goals.

Mindy has built and led in-house legal, compliance, and enterprise risk management (ERM) functions for banks, card issuers, and other consumer payment services companies. She has provided legal support for credit card rewards and loyalty programs, developed and supported risk control governance structures and regulatory compliance management programs, and designed and other risk management functions including contract administration and vendor management.

Mindy has extensive experience drafting, reviewing and negotiating a diverse array of service agreements and other contracts, and in advising financial institution executives and boards on a variety of supervisory and regulatory requirements.

Prior to joining Ballard Spahr, Mindy was Managing Director and General Counsel for Auriemma Group and Auriemma Roundtables, providers of consulting services and roundtables for the consumer financial services industries; and Senior Vice President and General Counsel for Nordstrom Bank, a federal savings bank owned by luxury retailer Nordstrom, Inc.

Professional Activities

Credit Card Bank Compliance Association, President, 2010-2012

Colorado Council of Advisors on Consumer Credit, Governor’s Appointee, 1997-2012

Association of Corporate Counsel, Colorado Chapter President, 1993-1994

Senior Women’s Corporate Counsel group

American Bar Association, Business Law Section, Consumer Financial Services Committee

Colorado Bar Association

Denver Bar Association

Board Memberships

University of Redlands, Board of Trustees, 2016–2020

Credit Card Bank Compliance Association, Board of Directors, 2010–2020


Co-author, "A First Look at the Plans of the Office of the Comptroller of the Currency for a National Payments Charter," Consumer Finance Monitor podcast, August 6, 2020

Co-author, "Mortgage Banking Update," Ballard Spahr alert, July 30, 2020

Co-author, "The OCC and FDIC “Madden fix” Final Rules and Related Recent Developments," Consumer Finance Monitor podcast, July 23, 2020

Co-author, "Mortgage Banking Update," Ballard Spahr alert, July 16, 2020

University of Denver Sturm College of Law (J.D. 1980)

University of Denver (B.A. 1977)
Phi Beta Kappa


New York