Mindy Harris advises clients on federal and state consumer finance laws and regulations, including those governing interest rate exportation, true lender and valid-when-made issues, truth in lending, fair credit billing, fair lending, credit reporting, fintech, payments, debt collection, lending to servicemembers and unfair, deceptive and abusive acts and practices.
Mindy has decades of experience as an in-house consumer financial services attorney. With her background as general counsel to financial services companies, she is proficient in analysis and application of law, regulation and supervisory expectations while maintaining a focus on achievement of business goals.
Professional Highlights
Professional Activities
Credit Card Bank Compliance Association, President, 2010-2012
Colorado Council of Advisors on Consumer Credit, Governor’s Appointee, 1997-2012
Association of Corporate Counsel, Colorado Chapter President, 1993-1994
Speaking Engagements
Speaker, "Update on Rate Exportation, True Lender & Valid-When-Made," Auriemma Card Accounting Roundtable, August 4, 2021
Speaker, "CFS in Turbulent Times: A Look at the Landscape for Fintech—Bank Model and Marketplace Lending Programs," Ballard Spahr webinar series, December 14, 2020
Speaker, "COVID-19 Statute of Limitations Actions," Auriemma Compliance and Auto Compliance Roundtable, August 11, 2020
Board Memberships & Community Service
University of Redlands, Board of Trustees, 2016–2020
Credit Card Bank Compliance Association, Board of Directors, 2010–2020
Publications
Mindy is a frequent contributor to the firm's Consumer Finance Monitor blog.
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Credentials
Education
University of Denver Sturm College of Law (J.D. 1980)
University of Denver (B.A. 1977)
Phi Beta Kappa
Admissions
Colorado
New York