Daniel J. Tobin


Tel 202.661.2256
Fax 202.661.2299
Washington, DC

Daniel J. Tobin counsels a variety of clients, principally in the context of business litigation and arbitration. Daniel's practice consists primarily of representing parties involved in commercial and other civil disputes before state courts, federal courts, and administrative agencies. He has provided litigation services to individuals as well as numerous business entities, including financial institutions, mortgage lenders, government contractors, and real estate holding companies. He also has experience serving on boards of directors of both for-profit and non-profit entities.

Daniel's cases have involved a broad range of legal issues, including questions arising under state and federal lending laws, state and federal securities laws, the Uniform Commercial Code, civil rights statutes, labor and employment statutes, and the common law. Daniel has represented parties in litigation involving claims of statutory violations as well as breach of contract, misappropriation of trade secrets, employment discrimination, securities fraud, breach of fiduciary duty, negligence, and unfair competition.

In recent years Daniel practice has principally focused on consumer finance. He has assisted banks and other lenders in both prosecuting and defending claims arising from residential mortgage lending and retail banking. Most of his prosecution of claims on behalf of depository institutions and other lenders has involved seeking recovery of losses resulting from breach of contract, negligence, and fraud. Daniel has also represented banks, mortgage lenders, mortgage brokers, servicers, and title companies in defending against claims involving federal lending statutes, including the Truth in Lending Act and the Real Estate Settlement Procedures Act, as well as state statutes governing usury and other aspects of consumer lending. His engagements in this area have included defending numerous class actions brought against lenders in both state and federal courts around the country.

Professional Activities

American Bar Association

District of Columbia Bar Association

Maryland State Bar Association


"Potential Created for New Liability Under Maryland's Second Mortgage Loan Law," Ballard Spahr Consumer Financial Services Alert, September 1, 2009

Speaking Engagements

"The CFPB's Servicing Transfers Bulletin: What the CFPB Expects from Mortgage Servicers," Ballard Spahr webinar, March 28, 2013

Panelist, "The Explosion in Residential Mortgage Litigation: What Explains the Recent Trends and Spike in Filings?" A Mortgage Daily and Ballard Spahr webinar, May 30, 2012

University of Maryland School of Law (J.D. 1991, with honors)

University of Virginia (M.A. 1987)

Columbia University (B.A. 1982)

District of Columbia