Steven M. Miller is the Practice Leader of Ballard Spahr's Commercial Finance Group. He focuses on counseling clients within financial services, with a particular emphasis on secured and asset-based lending, structured finance, health care lending, as well as syndicated credit facilities. His experience includes representing banks, commercial finance companies, second-lien lenders, and hedge funds. Steve also has significant experience in representing corporate clients in sophisticated commercial financing transactions.
- Represented a national bank in $14.5 million asset based lending facility to regional dealer of agricultural machinery. Transaction included negotiation of intercreditor agreements with OEM (original equipment manufacturer) suppliers and floor plan financiers.
- Represented a regional bank as administrative agent in a $66,000,000 syndicated secured credit facility to finance the roll up of multi-state veterinary practices.
- Represented administrative agent in a $65 million secured asset-based lending (ABL)facility as part of a $355 million total financing package. The ABL facility was to enable a private equity company's $420 million acquisition of a national provider of engineering, design, and maintenance services to leading cable providers, along with 2 tuck-in acquisitions.
Pennsylvania Bar Association
Association of Commercial Finance Attorneys
Turnaround Management Association
Recognition & Accomplishments
Chambers USA, banking and finance law, (Pennsylvania) 2011-2021
Named "Highly Regarded—Pennsylvania" by IFLR 1000 for Banking, 2019, 2020
Frequent lecturer at Commerce University
Regular course planner and moderator, Pennsylvania Bar Institute's commercial lending programs, including the 2011 Commercial Loan Documentation Program
Board Memberships & Community Service
Kaiserman Branch of the Jewish Community Center of Greater Philadelphia, past President
Temple University James E. Beasley School of Law (J.D. 1987)
Pennsylvania State University (B.A. 1978)