Ballard Spahr
Webinar

New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB

Event Details
12
August 2025
11:00 AM - 12:30 PM CST
REGISTER HERE

As we begin to see the regulatory landscape shift significantly under the second Trump administration, banks and fintech companies are already exploring new pathways for innovation and market expansion.

Over the past several months, we’ve closely tracked the major deregulatory moves by the CFPB, FTC, and federal banking agencies through our blog, webinars, and podcasts. Now, by popular demand, we’re holding a webinar to discuss how these changes are opening the door to new and expanded consumer financial services business models.

In this webinar, we will explore:

  • Which consumer financial services products are now more viable under the current regulatory environment

  • How recent deregulatory actions are reducing barriers to entry and compliance costs

  • The extent to which each product remains subject to CFPB oversight, state laws, licensing and oversight, or other regulatory requirements

Key products to be discussed include:

  • Buy Now, Pay Later (BNPL)

  • Earned Wage Access (EWA)

  • Income Share Agreements (ISAs)

  • Rent-to-Own Financing

  • Open Banking

  • Home Equity Investment Products

  • HELOCs

  • Consumer Leases

  • Longer-Term Installment Contracts at Point of Sale

  • Small-Dollar, Short-Term Installment Loans

  • Credit-Builder Loans

  • Crypto-Backed Loans and Credit Products

  • Digital Wallets with Credit-like Features 

Who should attend: In-house counsel, compliance professionals, product developers, fintech executives, investors, and others interested in understanding how the new regulatory environment could create opportunities in the consumer finance space.

This program is approved for 1.5 CLE credits in CA, NV, NY & PA; and 1.8 NJ. CO & WA State CLE credit is pending. Uniform Certificates of Attendance will also be provided for the purpose of seeking credit in other jurisdictions.

11:45 AM - 12:00 PM ET | Log in

12:00 PM - 1:30 PM ET | Program

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