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The CFPB's New Policy Statement on the Dodd-Frank Abusiveness Standard: Has Anything Changed?

by the Consumer Financial Services Group
February 6, 2020
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After reviewing how the CFPB has used its abusiveness authority, we look at why such authority has created industry concern, consider implications of the CFPB’s decision to forego rulemaking, discuss the policy statement’s three parts and likely practical impact on the CFPB’s behavior and industry’s assessment of risk, and examine continuing industry concerns about the Bureau’s unfairness and deceptiveness authority.

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