Joyce J. Gorman

Of Counsel

gormanj@ballardspahr.com
Tel 202.661.2217
Fax 202.661.2299
Washington, DC

Joyce J. Gorman represents financial institutions and non-financial institution capital markets investors, such as hedge funds and investment management companies, in developing financial and derivative products in both the primary and secondary markets. Joyce concentrates on primary market transactions, such as public offerings and privately placed direct purchases of tax-exempt bonds (including forward purchase agreements), liquidity facilities, and various forms of credit enhancement; municipal capital markets, including secondary market products and programs (e.g., custodial receipt structures, tax-exempt securitizations, such as tender option bond (TOB) programs, and taxable trust structures); and complex structured transactions (such as tax-exempt gas prepay transactions) that often incorporate securitization and derivative product techniques.

Joyce has significant experience structuring and developing new financial products and combining sophisticated financing techniques in innovative ways. A particular area of emphasis is program development for clients who wish to simplify and streamline the documentation and execution process to minimize transaction costs and maximize efficiencies, uniformity and consistency across a portfolio while easily accommodating customized features as circumstances may require. She also is experienced representing clients in workouts, debt restructuring and distressed credits (including distressed debt trading and Chapter 9 bankruptcy), commercial real estate, and construction and permanent financing.

Recognition & Accomplishments

AV Peer Review Rating, Martindale-Hubbell

Named by The Legal 500 US as "a leader in municipal capital markets with a reputation for innovation"

University of Maryland School of Law (J.D. 1977, with honors)

Smith College (A.B., Economics, 1974)

Williams College (1972-1973)

District of Columbia

Maryland