Buy-Now-Pay-Later Credit: What You Need to Know

Event Details
August 2021
1:00 PM - 2:00 PM EDT

The popularity of buy-now-pay-later (BNPL) credit with consumers has been growing, with the COVID-19 pandemic likely triggering a spike in its use. Increasing popularity of the credit has not gone unnoticed by regulators either. The Consumer Financial Protection Bureau recently published a blog post warning consumers of BNPL credit risks, foreshadowing the possibility of increased scrutiny by federal and state regulators.

In this webinar, we will take a close look at transactional and regulatory issues raised by BNPL credit. Topics will include:

  • The definition of BNPL credit and features of BNPL credit products
  • How BNPL credit impacts negotiations of financial services product agreements for merchants
  • Privacy and data security issues, including Fair Credit Reporting Act considerations
  • Other applicable federal consumer financial services laws and regulations
  • Applicable state consumer financial services laws and regulations
  • Licensing considerations


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