From Both Sides: Plaintiff and Defense Perspectives on the FCRA

We are excited to launch “From Both Sides,” a unique webinar series featuring the insights of well-known plaintiff’s lawyers and Ballard CFS attorneys on various consumer statutes. The first program will focus on the Fair Credit Reporting Act—a statute that gives rise to thousands of lawsuits each year. James A. Francis, founding partner of Francis & Mailman, P.C., will join Ballard Spahr lawyers to discuss plaintiffs’ and defendants’ perspectives on FCRA issues and developments, including:

• The FCRA’s statutory purposes, requirements, and civil damages provisions;

• Evolving definitions of what constitutes a “consumer reporting agency;”

• The continuing evolution of arguments and decisions as to standing since the Supreme Court’s Spokeo decision;

• New jurisdictional considerations for nationwide class actions;

• The evolution of Safeco’s “objectively unreasonable” defense to claims for a willful FCRA violation; and

• Attempts to use the FCRA as a vehicle for data breach claims.