Stacey L. Valerio

Stacey L. Valerio focuses her practice on the mortgage banking industry. Stacey has more than 20 years' experience, including nearly a decade at the State of Connecticut Department of Banking's Consumer Credit Division, where she handled licensing and enforcement matters, with primary focus on the mortgage industry. In that role, she counseled the Consumer Credit Division, served as an administrative hearing officer, and drafted legislation, legal opinions, and rulings. The position also involved working with various other state and federal agencies, including the state Office of the Attorney General, the FBI, and the CFPB. Stacey was active with the State Regulatory Registry LLC's Lawyers Committee for many years, serving as its chair from 2014 to 2017, and was actively involved with the American Association of Residential Mortgage Regulators (AARMR), serving as a director and an officer.

Stacey has experience counseling clients on a wide variety of regulatory matters at the federal and state levels. Her experience includes licensing and regulatory compliance, legislative initiatives, contract drafting, and the Nationwide Multistate Licensing System & Registry (NMLS).

Stacey presently co-Chairs the Connecticut Mortgage Bankers Association, Inc.’s (CMBA’s) Closing and Compliance Committee.

Recent Speaking Engagements

"Complying Under Temporary Authority and Licensing Issues," Mortgage Bankers Association (MBA) Live: Legal Issues and Regulatory Compliance, May 2020

"Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) Update," Lorman Education Services National Webinar, November 20, 2019

"State Legislative and Regulatory Policy Update," Mortgage Bankers Association's Regulatory Compliance Conference, September 2019

"State Hot Topics (East Region)," AARMR, August 2017

"Licensing Issues – Seller/Private Residential Mortgage Loan Financing," CATIC, June 2016

CMBA, Inc., December 2010, August-September 2011, 2013-2017

Connecticut Association of Mortgage Brokers, October 2010, October 2011

Publications

"Temporary Authority to Operate: Practical Licensing Issues in a COVID-19 World," The Review of Banking & Financial Services, Vol. 36, No. 10, October 2020

George Washington University National Law Center (J.D. 1995)
Member, The George Washington Journal of International Law & Economics

University of Pennsylvania (B.A., summa cum laude, 1991)
Phi Beta Kappa

Connecticut

Massachusetts

District of Columbia