Jeremy C. Sairsingh

Associate

Sairsinghj@ballardspahr.com
Tel 215.864.8523
Fax 215.864.8999
Philadelphia

Jeremy C. Sairsingh is an associate in the Business and Finance Department and a member of the firm's Consumer Financial Services Group. His practice focuses on providing regulatory advice to clients on state and federal consumer finance laws.

He regularly assists clients with a wide variety of compliance and transactional matters, and works with clients in a range of industries, including depository institutions, credit card issuers, online lending platforms, student lenders and servicers, solar and home improvement finance companies, and retail merchants.

In addition to advising on state-specific consumer finance laws, he frequently counsels clients regarding compliance with a number of federal statutes and regulations, including the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Electronic Fund Transfer Act (EFTA), Telephone Consumer Protection Act (TCPA), as well as UDAAP statutes prohibiting unfair, deceptive, and abusive acts and practices. One of his particular areas of focus is assisting clients with computational issues arising out of consumer credit transactions.

Jeremy is a member of the firm's Marketplace Lending Team, as well as its Military Lending Team. In addition to drafting and reviewing consumer finance agreements and disclosures, Jeremy regularly assists clients offering commercial finance products, such as merchant cash advance programs and direct loans.

Before entering law school, Jeremy worked in academic journals publishing at the MIT Press in Cambridge, Massachusetts.

Judicial Internships

Hon. Mary A. McLaughlin, U.S. District Court for the Eastern District of Pennsylvania, 2012

Speaking Engagements

"New and Threatened Regulatory Limits on Overdrafts and ‘Deposit-Related Consumer Credit Products’," Ballard Spahr webinar, March 11, 2015

Publications

Co-author, "After Charlottesville, How Committed Do We Remain to Free Speech for All?", Communications Lawyer, Fall 2017

Co-author, "FCC Cannot Require Opt-Out Notice on "Solicited" Fax Ads, D.C. Circuit Holds," Ballard Spahr alert, April 5, 2017

Co-author, "Court: Debtor Cannot Use FDCPA as Enforcement Mechanism for Arbitration Provision," Ballard Spahr alert, October 13, 2015

Co-author, "2015-10-08-Supreme-Court-Hears-Arguments-to-Decide-if-Loan-Guarantors-are-Applicants-Under-ECOA," Ballard Spahr alert, October 8, 2015

"Pay Close Attention To High Court ECOA Loan Guarantor Case," Law360, March 30, 2015

University of Pennsylvania Law School (J.D. 2014, cum laude)
Senior Editor, University of Pennsylvania Law Review; Recipient, Award for Distinguished Pro Bono Service

Perelman School of Medicine at the University of Pennsylvania (Master of Bioethics 2014)

Carleton College (B.A. 2008, magna cum laude)

Pennsylvania