Amanda Phillips advises clients on the federal and state regulatory requirements governing mortgage lending, including business processes and practices, software, and documents.
Before joining Ballard Spahr, Mandy spent 10 years as in-house counsel for a leading mortgage origination software platform and a national mortgage lender. She designs scalable compliance policies and helps companies implement them, develops strategies to identify compliance risk, and leads internal compliance programs. She also provides guidance in complying with laws, regulations, and rules in areas spanning product development, sales, contract negotiation, and implementation. This includes requirements under the Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Truth-In-Lending Act (TILA), and the Federal Trade Commission's Telemarketing Sales Rule.