Professional Activities
American Bar Association, Vice Chair, Electronic Financial Services Subcommittee, 2012-2018
Ballard Spahr Strategic Planning Committee, 2017-present
Recognition & Accomplishments
Elected as a Fellow to the American College of Consumer Financial Services Lawyers, 2019
Chambers USA, leading practice in banking and finance: financial services regulation: consumer finance, compliance (Nationwide), 2017, 2019-2020; banking and finance: mainly regulatory (Pennsylvania), 2012-2020
The Legal 500 US, Finance - Financial Services: Regulatory, Next Generation Lawyer, 2017-2020
Recent Publications
"Using Alternative Data in Credit Underwriting," Ballard Spahr alert, January 2, 2020
"11th Circuit Splits From Ninth Circuit on Text Message-Based TCPA Claims," Ballard Spahr alert, September 6, 2019
"Eighth Circuit Rules Against Telemarketing Company on TCPA Claim, Yet Declares $1.6 Billion in Statutory Damages Unconstitutional," Ballard Spahr alert, July 23, 2019
"SCOTUS Punts on Whether FCC's TCPA Interpretations Bind District Courts," Ballard Spahr alert, June 24, 2019
"Ninth Circuit Reaffirms Its Broad Definition of ATDS in TCPA; Rules Government Debt Exception Unconstitutional," Ballard Spahr alert, June 18, 2019
"Employers: No Time Like the Present to Scrutinize Background Check Forms," Ballard Spahr alert, February 7, 2019
"CFPB Proposes Revisions to Final Payday/Auto Title/High-Rate Installment Loan Rule," Ballard Spahr alert, February 7, 2019
"Ninth Circuit Accepts Broad Definition of ATDS," Ballard Spahr alert, September 21, 2018
"California on the Verge of Requiring Commercial Finance Disclosures," Ballard Spahr alert, September 6, 2018
"TCPA's Definition of Autodialer Restricted to Equipment's Current Functions, Second Circuit Holds," Ballard Spahr alert, July 5, 2018
Recent Speaking Engagements
"Using RCC’s After FTC’s Novel Payment Method Stipulated Order" Short-Term Loan Bar Association Annual Meeting, November 12, 2019
"Developments Regarding Fair Lending," and "The Rapidly Evolving Landscape for Fintech," Pennsylvania Bar Institute: Consumer Financial Services & Banking Law Update, October 29, 2019
"Asset Accounts: Payments, Regulation E, Prepaid Cards," Tenth Annual National Institute on Consumer Financial Services Basics, October 3, 2019
"Prescreening, Prequalifying and Postscreening in the Era of Big Data," American Bar Association: Business Law Section Annual Meeting, September 12, 2019
"2019 California Financial Code Legislative Update," California Lawyers Association: Consumer Financial Services Law Committee, July 18, 2019
"Targeted Marketing of Financial Services: What are the Fair Lending Rules of the Road?" Ballard Spahr webinar, July 9, 2019
"AI & Big Data in the Financial Services Industry," Ballard Spahr webinar, June 18, 2019
"Regulations and Enforcements," Ballard Spahr 2019 Card Issuer Workshop, May 14, 2019
"Season Ticket Payment Plans: Federal & State Consumer Protection Considerations," In-House Counsel CLE, April 9, 2019
"CFPB Payday Lending Rule: Status and Prospects," Ballard Spahr webinar, February 21, 2019
"California's Regulation of Commercial Finance: The Impact of SB 1235 and Its Implementing Regulations," Ballard Spahr webinar, January 3, 2019
"Payroll Cards: Making it Work," Ballard Spahr webinar, December 12, 2018
"Season Ticket Payment Plans: Federal and State Consumer Protection Considerations," In-House Counsel CLE, November 30, 2018
"Data Aggregation Services: What Are They? What Issues Do They Implicate? How Can They Be Used To Help With Reg. OO Compliance?" Short-Term Loan Bar Association Annual Meeting, November 12, 2018
"Small Business Financing Regulatory Briefing," Small Business Finance Association, November 1, 2018
"Open Banking: Advantages and Challenges. What Can U.S. Markets Learn From Open Banking Developments in Europe?" ABA Consumer Financial Services Committee Meeting, September 13, 2018
"Important State Law Developments for Small-Dollar Lenders," Ballard Spahr webinar, September 5, 2018
"The Use of Data Aggregation in the Consumer Financial Services Industry," Ballard Spahr webinar, August 2, 2018
"Artificial Intelligence in the Consumer Financial Services Industry," Ballard Spahr webinar, July 11, 2018
Community Activities
Lector at Our Mother of Consolation Parish, Philadelphia