Richard J. Andreano, Jr.


New mortgage rules effective in January are significantly affecting the mortgage, real estate, and settlement services industries. In particular, the Qualified Mortgage/Ability-to-Repay Final Rule is causing a stir.

In this webinar, Mr. Andreano will examine implementation best practices regarding the QM/ATR Final Rule and solutions to challenges the industry is encountering as it becomes comfortable with the new environment under these regulations. He will provide instruction on various implications of the rule and the sticky issues arising from implementation.


  • Making calculations under the rule, including residual income 
  • Bona fide discount points
  • Affiliate business structures that trigger points and fees calculation concerns 
  • CFPB examinations: what to expect and what is the bureau going to be focusing on 
  • Crucial areas of the rule 
  • The rule’s impact on the marketplace and availability of credit so far  

Click here for more information and to register.

Related Practices

Consumer Financial Services
Mortgage Banking