James Kim, a well-known consumer financial services litigator and regulatory attorney, has joined Ballard Spahr as of counsel in our office in New York City, firm Chair Mark Stewart announced today.

Mr. Kim counsels clients on compliance with federal consumer finance laws, including UDAAP, TILA, RESPA, EFTA, and the FDCPA. He also has played a leading role in the launch of card and smartphone-related products.

As an enforcement attorney at the CFPB, Mr. Kim led nationwide investigations involving consumer credit, mobile financial services, emerging payment systems, mortgage origination, and debt collection. He was lead counsel in the CFPB’s first enforcement actions involving mobile payments and was a member of the credit card/prepaid card/emerging payments issue team that helped coordinate enforcement activity with other offices at the Bureau.

While at the Bureau, Mr. Kim helped manage relationships with U.S. Attorneys’ Offices, state attorneys general, and state banking regulators and he drafted sections of the Office of Enforcement’s internal policies and procedures. Early in his career, he served as an Assistant District Attorney with the New York County District Attorney’s Office.

At Ballard Spahr, Mr. Kim joins a nationally recognized Consumer Financial Services Group of more than 100 attorneys across the country. He is the third attorney to join the practice from the CFPB. Bowen “Bo” Ranney, who also is based in our New York office, was an examiner-in-charge with the CFPB, working in both supervision and enforcement. Tristram Q. Wolf was a CFPB investigator who assessed allegations of consumer protection laws involving consumer reporting, auto finance and servicemember lending. Mr. Wolf also provided counsel on internal operational matters involving the consumer complaint database, the publication of consumer narratives, and the company guidance manual.

“Ballard Spahr is the perfect fit for me. Its nationally recognized Consumer Financial Services Group is second to none and they have outstanding practices in privacy and data security and mortgage banking,” said Mr. Kim.

“I am eager to be part of the continued expansion of those groups and work with a firm that is considered a ‘go-to’ law firm for issues involving the CFPB.”