Mark J. Furletti recently joined Ballard Spahr Andrews & Ingersoll, LLP in the firm's Consumer Financial Services Group.

Mr. Furletti's practice focuses on federal and state consumer lending and payments laws, including those that apply to payment cards and mortgages.

"Mark is a great addition to our Consumer Financial Services Group," said Alan S. Kaplinsky, a senior partner at Ballard and chair of the firm's Consumer Financial Services Group. "Mark is a well-respected professional in the banking and consumer financial services industry and already has some extraordinary accomplishments in a career that is just beginning. With his vast knowledge of consumer finance law and the credit card industry, Mark will be a tremendous asset to the firm as well as our clients."

Prior to joining Ballard, Mr. Furletti worked for the Federal Reserve Bank of Philadelphia, where he advised those crafting regulations on payment card related issues and authored over 15 articles on consumer credit and payments topics. Mr. Furletti's papers are cited in dozens of law review articles, in an amicus brief to the Supreme Court of the United States, Watters v. Wachovia, and in the economic literature on cards and payments. In addition, Mr. Furletti's articles have been featured in several trade publications, including the American Banker. Prior to the Fed, Mr. Furletti worked as a business consultant, assisting the nation's largest retail banks and credit card lenders with customer strategy issues, and as a manager at one of the largest credit card issuers in the U.S.

Mr. Furletti is a recent graduate of Temple University School of Law. While in law school, Mr. Furletti received an award from the American College of Consumer Financial Services Lawyers for a paper he wrote on federal preemption. Upon graduation, he also received Temple's highest award for writing.