Barbara Mishkin, of counsel at Ballard Spahr in Philadelphia, says a fine of any amount enables consumers to participate in a multimillion-dollar fund overseen by the financial Consumer Financial Protection Bureau.

This could help with those eligible for compensation from Student Loan Processing, a California company recently fined $8.2 million by a California federal court for allegedly representing affiliation with the U.S. Department of Education.

The company also allegedly charged borrowers millions of dollars in illegal upfront fees for federal student loan services. Because it has no ability to pay the full judgment, all but $326,000 was suspended.

“Typically, the CFPB seeks judgment when it has been determined that a company does not have the assets to pay the fines and penalties that have been assessed,” said Mishkin, who represents companies defending complaints filed by the CFPB.