The Consumer Financial Protection Bureau is poised to issue rule-makings on issues ranging from checking account overdraft fees to arbitration clauses in 2016, and since it’s an election year, attorneys predict the role and power of the agency will be a topic of great interest.

“First of all, I would expect that they will issue a final regulation regarding prepaid cards sometime by the end of the first quarter,” said Alan Kaplinsky, a partner at Ballard Spahr LLP.

The agency also has been paying attention to arbitration clauses in consumers’ credit card, bank accounts, and other contracts, and Mr. Kaplinsky expects the CFPB to finalize regulation by the end of 2016. In October the agency began discussing a plan to bar companies from including clauses in their arbitration clauses that would prevent consumers from filing class action lawsuits.

Mr. Kaplinsky said that while the agency wouldn’t prohibit using arbitration in consumer finance contracts, barring class action waivers would make it “tantamount” to barring arbitration, as most companies would just stop using arbitration to settle disputes.