By a 5-4 vote, the U.S. Supreme Court today upheld the use of the disparate impact theory in a housing discrimination case, a case the auto finance industry has been keeping an eye on, for possible implications for enforcement in auto finance as well.

However, regulations that apply in housing discrimination cases don’t line up exactly with antidiscrimination laws in auto finance, said ChrisWillis, a partner with the Ballard Spahr LLP law firm. Therefore, the housing case doesn’t set a clear-cut precedent for auto finance, he said.

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