The Consumer Financial Protection Bureau has begun soliciting consumer credit card complaints and posting them on its website. The bureau’s proposal to simplify the disclosures consumers get when they apply for a mortgage weighed in at more than 1,000 pages. In addition, it is laying the groundwork for a flood of new regulations and enforcement actions.

“Things are about to reach a crescendo. Between now and January 21, you will see an avalanche of regulations dealing with mortgage lending,” said Alan Kaplinsky, who heads Ballard Spahr’s Consumer Financial Services Group. “Once that gets out of the way, they will turn to other product classes.”

Mr. Kaplinsky said there also has been “an incredible amount” of enforcement activity taking place, but it’s not widely known because the bureau does not disclose investigations unless it takes action.