While we’re not ready to predict the outcome of this November’s elections, there is no doubt that if Joe Biden wins the Presidency and Democrats retain control of the House and wrest control of the Senate, the potential implications for the consumer financial services industry are profound.

Join members of Ballard Spahr's Consumer Financial Services and Government Relations and Public Policy Groups and Isaac Boltansky, Director of Policy Research at Compass Point Research & Trading, as they look at how a blue wave might impact the consumer financial services industry. We will discuss the current political landscape—which states are the battleground states that could determine control of the White House and Senate—and a blue wave’s potential implications for, among other things:

  • Leadership of the Consumer Financial Protection Bureau (CFPB), the federal banking regulators (the Federal Reserve Board, Comptroller of the Currency and Federal Deposit Insurance Corporation), the Federal Trade Commission (FTC) , Department of Justice (DOJ), the Department of Education (ED) and the Federal Communications Commission (FCC)
  • Completed rulemakings of the CFPB and federal banking regulators (e.g., payday lending, “Madden fix”, Community Reinvestment Act)
  • Pending and future rulemakings of the CFPB, the federal banking regulators (e.g., debt collection, overdrafts, “true lender” , new CFPB “larger participant” rules, disparate impact), ED and the FCC
  • Supervisory and enforcement activities and priorities of the CFPB, FTC, federal banking regulators,and DOJ
  • Federal and state legislative initiatives (e.g., usury caps, arbitration)
  • State attorneys general and state financial services regulators
  • COVID - 19 legislation and regulations

Date & Time

Monday, October 12, 2020
12:00 PM - 1:15 PM ET 


Alan S. KaplinskyConsumer Financial Services, Ballard Spahr LLP
Christopher J. Willis, Consumer Financial Services Litigation, Ballard Spahr LLP
Isaac Boltansky, Director of Policy Research, Compass Point Research & Trading 
Timothy W. Jenkins, Government Relations and Public Policy, Ballard Spahr LLP

This program is open to Ballard Spahr clients and prospective clients. There is no cost to attend. This program is not eligible for CLE credits.

Please register at least two days before the webinar. Login details will be sent to all approved registrants. For more information, contact questions@ballardspahr.com.