The CFPB has issued highly-anticipated proposed revisions to its final payday/auto title/high-rate installment loan rule that would rescind its ability-to-repay (ATR) provisions in their entirety and delay by 15 months the August 19, 2019 compliance date for the ATR provisions. At the same time, the CFPB’s proposals would leave unchanged the rule’s troublesome payment provisions and continue to require compliance by August 19 with those provisions. Please join us for a discussion of what the CFPB has proposed and how its proposals are likely to fare.

Topics include:

• The CFPB’s basis for the proposals
• Possible political and legal challenges
• Preparing for compliance with the payment provisions
• How the industry should respond

Date & TIme

Thursday, February 21, 2019
12:00 PM - 1:00 PM ET


Alan S. Kaplinsky
Practice Leader
Consumer Financial Services


Jeremy T. Rosenblum
Co-Practice Leader
Consumer Financial Services

Mark J. Furletti
Consumer Financial Services

Jason M. Cover
Consumer Financial Services

This program is open to Ballard Spahr clients and prospective clients. There is no cost to attend. This program is not eligible for continuing education credits.

Please register at least two days before the webinar. Login details will be sent to all approved registrants. For more information, contact Julianne Garrity at