The Consumer Financial Protection Bureau issued its final rule (the Rule) amending Regulation C to implement changes to the Home Mortgage Disclosure Act (HMDA) made by the Dodd-Frank Wall Street Reform and Consumer Protection Act on October 15, 2015. The Rule will make sweeping changes to Regulation C and impose significant financial HMDA reporting and compliance obligations. The Rule will present a number of operational and regulatory challenges. Although the Rule won't become effective until January 1, 2018, financial institutions need to begin assessing and revising policies, procedures, and controls in connection with implementing the Rule.


  • Scope changes
  • Implementation timeline
  • CFPB HMDA data website
  • Expansion of reporting data elements; borrower information and underwriting characteristics; property data; product features; identifiers
  • Clarification and revisions to existing data points
  • Privacy concerns about the public availability of data
  • Fair lending and business implications of expanded reporting data elements


12:00 PM - 1:00 PM ET | Webinar


Alan S. Kaplinsky, Practice Group Leader
Consumer Financial Services Group


Richard J. Andreano, Jr., Practice Group Leader
Mortgage Banking Group

John L. Culhane, Jr.
Consumer Financial Services/Mortgage Banking Group

William H. Finlay
Consumer Financial Services/Mortgage Banking Group

This program is open to Ballard Spahr clients and members interested in the Home Mortgage Disclosure Act. There is no cost to attend. This program is not eligible for continuing education credits.

Please register at least two days before the webinar. Login details will be sent to all approved registrants. For more information, contact Lisa Prickril at