The CFPB recently published a CARD Act Report. While subtitled "a review of the impact of the CARD Act on the consumer credit market," the report's most significant information for financial institutions was its highlighting of various "areas of concern" in the credit card market that "may pose risks for consumers." In the report, the CFPB described its plans to take a closer look at these areas, some of which have already been the subject of CFPB enforcement actions.

In this webinar, we will focus on helping financial institutions identify which of their credit card products, practices, and disclosures could be in the CFPB's crosshairs and what changes they may want to consider implementing to reduce potential risks.
Program description


  • Features of add-on products, "fee harvester" cards, and deferred interest products that raise CFPB concerns
  • Rewards programs and other disclosures that raise "transparency issues" for the CFPB
  • Enforcement and private litigation risks
  • Best practices for reducing risks


12:00 PM - 1:00 PM ET | Webinar


Alan S. Kaplinsky, Practice Leader
Consumer Financial Services Group


John L. Culhane, Jr.
Consumer Financial Services Group

Joseph J. Schuster
Consumer Financial Services Group

This program is open to Ballard Spahr clients and members of the financial services industry. There is no cost to attend. This program is not eligible for continuing education credits.

Please register at least two days before the webinar. Login details will be sent to all approved registrants. For more information, contact Lisa Prickril at

Related Practice

Consumer Financial Services