Mobile and digital wallets, virtual currency, peer-to-peer mobile payments, and location-based payment apps are just some of the emerging payments vying for market supremacy in a world moving away from cash and cards. Join Ballard Spahr's emerging payments attorneys to better understand the payments landscape and the unique considerations you should weigh as your organization becomes involved in this space.


  • An overview of emerging payments models, the principal participants, and the unique legal risks associated with each model
  • How to recognize and be prepared for the hotly negotiated parts of emerging payments program agreements
  • How to avoid UDAAP, comply with ESIGN, and implement best practices for delivering agreements and disclosures through mobile devices
  • Why consumer data is richer in emerging payments, and how to control the resulting data security and privacy risks
  • What regulators are saying on emerging payments, and specifically, what recent U.S. Department of Justice and New York state regulatory actions mean for the future of virtual currencies
  • The implications for nonbanks of taking on traditional financial institution consumer payments responsibilities
  • How to work with technology and platform providers to understand the unique risks and requirements of financial institutions


12:00 PM - 1:00 PM ET | Webinar


Alan S. Kaplinsky


Trevor Salter

This program is open to Ballard Spahr clients and members of the financial services industry. There is no cost to attend. This program is not eligible for continuing education credits.

Please register at least two days before the webinar. Login details will be sent to all approved registrants. For more information, contact Lisa Prickril at


Related Practices

Blockchain Technology and Cryptocurrency
Consumer Financial Services
Mortgage Banking
Privacy and Data Security