The Consumer Financial Protection Bureau is off to a running start. Already it has had an enormous impact on the consumer financial services industry. This is just the tip of the iceberg. We expect the CFPB’s level of activity to intensify in the next year. In this webinar, we will take a comprehensive look at the CFPB’s many initiatives in its first year of operation and what is coming down the pike.

Our panel will focus on:

  • The just-released "larger participant rule" applicable to consumer reporting agencies and what it portends for debt collectors and debt buyers whose similar rules will be finalized in the fall
  • Regulatory efforts of the CFPB, including the unprecedented level of regulation that will occur in the residential mortgage arena, such as the integrated mortgage disclosure project, new loan originator compensation and conduct rules, and the ability‑to‑repay/qualified mortgage rule, which may be the most significant rulemaking in the history of mortgage lending regulation
  • The status of rules and studies involving prepaid cards, reverse mortgages, simplification of regulations, payment protection products, overdraft fees, and arbitration
  • Supervisory efforts of the CFPB, including the supervision of large banks, non-bank mortgage lenders, payday lenders, student loan providers, and current and expected supervision of larger participants such as debt collectors, debt buyers, credit reporting agencies, prepaid card providers, and auto finance and title companies
  • The current status of privilege issues in examinations, and the CFPB’s focus on third-party service providers
  • Enforcement efforts of the CFPB, including the industries in which companies have been subject to civil investigative demands, the CFPB’s final rules dealing with investigations and enforcement proceedings, and steps you should take if you receive a civil investigative demand from the Bureau
  • The status of other “hot issues” at the CFPB, including its consumer complaint portal, simplified credit card agreement, and simplified deposit account agreement


12:00 PM - 1:30 PM ET | Webinar


Alan S. Kaplinsky, Practice Leader, Consumer Financial Services Group


Richard J. Andreano, Jr., Practice Leader, Mortgage Banking Group
Christopher J. Willis, Partner, Consumer Financial Services Group

This program is open to Ballard Spahr clients and members of the financial services industry. There is no cost to attend. This program is not eligible for continuing education credits.

Please register at least two days before the webinar. Login details will be sent to all registrants. For more information, contact Shellee Buchanan at