The Consumer Financial Services Group at Ballard Spahr continues its summer webinar series with “The First Anniversary of the Consumer Financial Protection Bureau” on July 21. This will be a whirlwind, 90-minute summary of developments with the CFPB and Dodd-Frank Wall Street Reform and Consumer Protection Act.

The gestation period is ending and the CFPB is springing to life. On its first anniversary, this webinar will update you on what you need to know about the CFPB as it becomes fully operational.


  • Who’s in charge? Get the latest scoop on President Obama’s choice (or rumored choice) for CFPB Director, as well as senior staff hires. Hear whether a recess appointment to head the CFPB would be legal and how it could be attacked.
  • What are the CFPB’s regulatory, supervisory, and enforcement powers?
  • What are the CFPB’s top targets and priorities? Credit card issuers, mortgage and payday lenders, and banks charging high overdraft fees, beware.
  • What Federal Reserve Board rules still need to be finalized?
  • How does Dodd-Frank affect federal preemption for national banks and federal thrifts under the National Bank Act and Home Owners’ Loan Act? Is it safe to rely on the OCC’s May 12, 2011, “business as usual” letter? What should national banks and federal thrifts be doing? 
  • What is the status of the Durbin Amendment (including the Federal Reserve Board rules and the TCF lawsuit)?
  • What’s right and wrong with the proposed combined TILA-RESPA disclosure?
  • How will state attorneys general take advantage of Titles X and XIV of Dodd-Frank?
  • What is the future of arbitration?
  • What’s left for the federal banking agencies and the FTC?


11:00 AM – 12:30 PM ET | Webinar


Alan S. Kaplinsky, Chair, Consumer Financial Services Group
Jeremy T. Rosenblum, Vice Chair, Consumer Financial Services Group
John L. Culhane, Jr., Partner, Consumer Financial Services Group
Mark J. Furletti, Associate, Consumer Financial Services Group