Now that the OCC has proposed guidance on automated overdraft and deposit advance programs, and with the FDIC’s guidance effective on July 1, 2011, the Ballard Spahr Consumer Financial Services Group invites you to attend a webinar on automated overdraft programs and potential options, including deposit advance programs. (Click here to read our legal alert on the proposed OCC guidance.) We will summarize what you should know about the supervisory and litigation challenges to overdraft programs and possible alternatives.


  • What’s the latest guidance from the federal banking agencies? Where do the agencies agree and disagree? 
  • What is the status of overdraft fee class action litigation?
  • What do banks need to do with respect to overdraft practices and deposit agreements?
  • Are deposit advance programs a good option? What are the pitfalls?


12:00 PM - 1:00 PM ET | Webinar


Alan S. Kaplinsky, Chair, Consumer Financial Services Group
Jeremy T. Rosenblum, Vice Chair, Consumer Financial Services Group