This webinar, presented by Ballard Spahr and Janney Montgomery Scott, will examine the regulatory and financial effects of the Dodd-Frank Wall Street Reform and Consumer Protection Act on the federal thrift charter and the unitary savings and loan holding company charter, vis-à-vis their bank and bank holding company counterparts.

How will Dodd-Frank’s far-reaching changes to federal law affect your institution’s financial future and long-range strategic planning? What factors should you consider in determining whether to convert from a federal thrift charter to a commercial bank charter? Our experienced panelists will provide insights and analysis to help you navigate these questions.


  • Traditional advantages and disadvantages of the federal thrift and national bank charters
  • Reassessment of these depository institution charters post-Dodd-Frank
  • Comparative advantages and disadvantages of BHCs, FHCs, and SLHCs
  • The impact of charter value on valuation and access to the capital markets
  • The steps involved in converting a thrift charter to a bank charter and in converting a savings and loan holding company to a bank holding company
  • Impact on mutual thrifts and mutual holding companies


12:00 PM - 1:00 PM ET | Webinar


Alan S. Kaplinsky, Chair, Consumer Financial Services Group, Ballard Spahr
Keith R. Fisher, Of Counsel, Consumer Financial Services Group, Ballard Spahr
Roger G. Powell, Managing Director, Investment Banking / Financial Institutions Group, Janney Montgomery Scott LLC
Richard D. Weiss, Director / Research, Janney Montgomery Scott LLC