The opening months of 2017 have seen a fivefold increase in Consumer Financial Protection Bureau enforcement actions compared to previous years, and attorneys say that is in part a result of the bureau seeking to get as much done as possible before President Donald Trump tries to reshape it and replace CFPB Director Richard Cordray with a leader who is more industry-friendly.

While many of the enforcement actions the CFPB has announced since the start of the year followed the normal timelines there has been a notable increase in the number of enforcement actions the agency has undertaken since Jan. 1. There have been 10 so far, as compared to two in the same period in 2016, leading attorneys and other observers to conclude the CFPB is attempting to get as many enforcement actions done as quickly as it can. This strategy is two-pronged: to beat out any actions by the administration and to bolster its case to continue to exist when public discussion over its future begins.

"Although there is no way to prove it, I think they are pushing cases through to conclusion in anticipation of there possibly being a new director in the near future," said Alan Kaplinsky, a partner at Ballard Spahr LLP.

The CFPB, created by the 2010 Dodd-Frank Act, began operation in 2011.