In response to the COVID-19 pandemic, state mortgage regulators are daily issuing guidance (1) about whether work from home arrangements are permissible under their existing licensing requirements and/or (2) are granting temporary permission for licenseable activity to occur from unlicensed locations (including employee homes) under specified conditions. Below we identify the states that have issued guidance specifically on this topic. Please note that the scope, duration, conditions and requirements set by the states differ – some even require approval – so please carefully review the state’s guidance set forth at the hyperlink. This is a rapidly changing area so check back regularly for updates and changes.

Alabama  Memorandum 
Alaska Notice
Arkansas Interim Regulatory Guidance
California Guidance
Colorado Bulletin
Connecticut No Action Position
Idaho Temporary Regulatory Guidance
Indiana Guidance (NMLS link)
Iowa Letter
Kansas Guidance
Kentucky Guidance
Louisiana Declaration
Maryland Bulletin
Massachusetts E-mail (NMLS link)
Michigan Bulletin
Minnesota Letter (NMLS link)
Mississippi Memorandum (NMLS link)
Montana Guidance
Nebraska Guidance on Temporary Branch Relocations (NMLS link)

Application Form (NMLS link)

Nevada Memorandum
New Hampshire Memorandum
New Jersey Bulletin
New Mexico Memorandum
North Dakota Press Release – Preparation for COVID-19 Response
Oklahoma Interim Guidance
Ohio FAQ
Oregon Bulletin No. DFR 2020-6
Pennsylvania Guidance
Rhode Island Banking Bulletin 2020-1
South Carolina Interim Regulatory Guidance
South Dakota Interim Regulatory Guidance (NMLS link)
Tennessee Interim Guidance
Texas Guidance
Vermont Memorandum
Washington Interim Guidance
West Virginia Guidance (NMLS link)
Wisconsin Directive

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