Among the legal issues presented by the coronavirus outbreak is the extent to which insurance policies may provide relief for virus-related losses. Proactive businesses are reviewing the specific risks they face and looking for ways to manage those risks through their existing policies and additional coverage available in the insurance market.

Businesses face numerous risks, and potential insurance coverage for them, including:

  • Losses due to property damage and business interruption (property policy)
  • Third-party liability (commercial general liability, directors & officers, or errors & omissions policies)
  • Employment-related liability (employment practices and workers’ comp policies)
  • Supply chain and trade disruption (trade disruption, credit, and other policies)
  • Event cancellations (event cancellation policy)
  • Liability for medical costs (health insurance and other policies)

Our Insurance Group can help manage coronavirus risks by advising on: rights and obligations under insurance policies; possible enhancements to existing coverage; and proper presentment of a claim under the policy.


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This alert is a periodic publication of Ballard Spahr LLP and is intended to notify recipients of new developments in the law. It should not be construed as legal advice or legal opinion on any specific facts or circumstances. The contents are intended for general informational purposes only, and you are urged to consult your own attorney concerning your situation and specific legal questions you have.