Sarah E. Pruett


Sarah Pruett defends banks, fintechs, and financial services companies facing state and federal government investigations, enforcement proceedings, and individual and class action lawsuits involving the Fair Credit Reporting Act (FCRA), the Fair Debt Collections Practices Act (FDCPA), the Equal Credit Opportunities Act (ECOA), Title X of the Dodd-Frank Act (UDAAP), Truth in Lending Act (TILA), state consumer protection laws, and fraud.

Sarah regularly represents clients facing investigations and enforcement proceedings brought by the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and various state agencies involving auto finance, short-term lending, fair lending, debt collection, credit reporting, payment processing, and UDAAP issues. Sarah also advises clients on regulatory compliance and due diligence matters.


Representative Matters

  • Assists banks and nonbanks in connection with regulatory examinations and investigations brought by federal and state regulators (including California, New York, and other states)
  • Advises financial services companies in complying with state and federal consumer protection laws and regulations
  • Obtained favorable outcome for a large corporation in defending a putative class action asserting novel consumer protection and fraud claims pertaining to deferred interest

Professional Highlights

Professional Activities

Minnesota Bar Association, Member

American Bar Association, Member

Federal Bar Association, Member

Recognition & Accomplishments

The Best Lawyers in America, "Ones to Watch," 2022



Cornell Law School (J.D., cum laude, 2012)
Notes Editor, Cornell Law Review

Grinnell College (B.A., 2007)



New York

U.S. District Court for the Southern District of New York

U.S. District Court for the District of Minnesota