Rene McNulty


Rene McNulty is an associate in Ballard Spahr’s Consumer Financial Services Group and regularly assists banks and financial institutions on a wide variety of litigation, regulatory, transactional, and enforcement matters involving consumer finance laws. Rene litigates complex commercial and consumer finance disputes in federal and state courts. He advises clients on federal and state consumer finance laws, including laws governing fair lending, credit reporting, payments, debt collection, military lending, mortgage lending, and unfair, deceptive, and abusive acts and practices. Rene assists banks and financial institutions to prepare for and navigate examinations and investigations by the Consumer Financial Protection Bureau. He also drafts and reviews financial documents, such as mortgages, security agreements, loan agreements, promissory notes, guarantees, and releases.

Prior to his legal career, Rene was a leader and administrative professional, serving four years in the U.S. Navy. While in the Navy, Rene served as a volunteer Sexual Assault Victims Advocate and Junior Sailor Mentor.

Professional Highlights

Recognition & Accomplishments

North Star Lawyer, Minnesota State Bar Association, 2018–2020

Speaking Engagements

Co-panelist, Demystifying Law School: Preparing for Day One, Ballard Spahr Sponsored Event, August, 2019


Author, “New Federal Student Loan Interest Rates for 2019–2020 Announced,” The National Law Review, May 31, 2019



University of South Dakota School of Law (J.D. 2017, high honors)
Copy Editor, South Dakota Law Review; Member, Trial Team; Dean's List Recipient; CALI Excellence for the Future Awards in Securities Regulation and International Human Rights

Regis University, College of Business & Economics (M.S. 2014)

Bellevue University, College of Business (B.S. 2012)



U.S. District Court for the District of Minnesota