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June 17, 2013
Supreme Court Agrees Again To Decide Critical Disparate Impact Questions under the Fair Housing Act
June 14, 2013
Massachusetts Supreme Judicial Court Invalidates Class Action Waiver in Arbitration Provision
June 14, 2013
Mortgage Banking Update
June 12, 2013
OCC Updates Procedures for Internal Appeals of Supervisory Decisions
June 11, 2013
FTC Charges Payment Processor with ‘Assisting and Facilitating’ Debt Relief Scam
June 11, 2013
U.S. Supreme Court Upholds Class Arbitration Ruling Where Parties Asked Arbitrator To Decide the Issue
June 7, 2013
Choice of Law and Commerce Clause Do Not Bar Minnesota Regulation of Internet Loans, State Court Rules
June 7, 2013
California Courts' Split Widens on Arbitrability of PAGA Claims
June 6, 2013
Collection Letter Requiring Written Dispute Violated FDCPA, Second Circuit Holds
June 6, 2013
Merchants Challenge Constitutionality of New York’s ‘No Credit Card Surcharge’ Law
May 31, 2013
Mortgage Banking Update
May 29, 2013
Third Circuit Clarifies Standards for Arbitration Motions
May 24, 2013
Second Ruling against NLRB Recess Appointments Raises More Questions for CFPB
May 24, 2013
FTC Proposes Banning Telemarketer Use of Remotely Created Checks, Cash-to-Cash Money Transfers, and Similar Payment Methods
May 17, 2013
Mortgage Banking Update
May 16, 2013
TILA Ban on Mandatory Arbitration in Mortgage Loans Takes Effect June 1
May 14, 2013
Florida Federal Court Rejects FCC Ruling on Autodialed Collection Calls to Cell Phones
May 7, 2013
CFPB Finalizes Revisions to Remittances Rule, Sets October 28 Effective Date
May 2, 2013
Mortgage Banking Update
April 25, 2013
CFPB Proposes Changes to Ability-To-Repay, Servicing Rules
April 25, 2013
Ninth Circuit Rejects Class Action Settlement Providing Conditional Incentive Awards
April 22, 2013
Mortgage Banking Update
April 18, 2013
Supreme Court Ruling on Employee’s Lawsuit Will Also Affect Rule 23 Class Action Cases
April 18, 2013
Supreme Court Ruling Nixes FLSA Collective Action
April 15, 2013
Ninth Circuit Delivers a Key Victory for Consumer Arbitration
April 11, 2013
Ballard Spahr Obtains Win for Servicers Holding Notes
April 10, 2013
FTC Sends FCRA Warning to Providers of Rental Histories
April 4, 2013
Mortgage Banking Update
April 4, 2013
Federal Banking Agencies Issue Flood Insurance Guidance
April 2, 2013
Supreme Court Requires Proof at Certification Stage that Damages Can Be Measured on Classwide Basis
April 2, 2013
Supreme Court Agrees To Decide Procedure for Enforcing Forum Selection Clauses
March 29, 2013
CFPB Expands Public Consumer Complaint Database
March 26, 2013
CFPB Issues Second Annual Report on FDCPA Activities
March 22, 2013
FinCEN Issues Virtual Currency Guidance
March 22, 2013
CFPB Issues Guidance on Indirect Auto Lending ECOA Compliance
March 21, 2013
Mortgage Banking Update
March 19, 2013
U.S. Supreme Court Renders Its First CAFA Decision
March 18, 2013
CFPB Issues Proposal To Supervise Student Loan Servicers
March 15, 2013
FTC Issues Report on Mobile Payments
March 14, 2013
Collection Letter Inviting Debtor To Call Toll-Free Number Violated FDCPA, Third Circuit Holds
March, 11, 2013
Sixth Circuit Rejects Nationwide Settlement of Robo-Signing Class Actions
March 8, 2012
Mortgage Banking Update
March 5, 2013
FTC Issues 2012 Complaints Report
February 28, 2013
Pro-Arbitration Ruling Likely from Supreme Court
February 28, 2013
Prevailing Defendant Can Recover Costs in FDCPA Suit Not Filed in Bad Faith, Supreme Court Rules
February 27, 2013
Kentucky County Clerks Cannot Sue MERS for Failure To Record Mortgage Assignments, Sixth Circuit Rules
February 26, 2013
FINRA Panel: Brokerage Firms May Require Individual Arbitration of Customers’ Securities Disputes
February 21, 2013
Mortgage Banking Update
February 21, 2013
DOJ Settles Another ‘Pattern or Practice’ Fair Lending Case
February 20, 2013
MERS Has Power To Assign Interest in Deed of Trust, Borrower Can Challenge Assignment of Mortgage, First Circuit Rules
February 15, 2013
CFPB Issues Guidance on Mortgage Servicing Transfers
February 13, 2013
President Obama Signs Cybersecurity Executive Order
February 12, 2013
HUD Issues Final ‘Discriminatory Effects’ Rule
February 11, 2013
FTC Continues To Target Debt Collectors and Debt Relief Companies
February 7, 2013
Borrower Can Sue after Three Years To Rescind Mortgage Loan, 3rd Circuit Rules
February 6, 2013
Mortgage Banking Update
February 5, 2013
FTC and California Attorney General Issue Reports on Mobile Privacy
February 1, 2013
FTC Issues Debt Buying Industry Study
January 30, 2013
NACHA Council Issues Final Guidelines for Using Quick Response Codes for Consumer Bill Payments
January 30, 2013
Washington Supreme Court: FAA Does Not Preempt State Law Prohibiting Arbitration Agreements in Insurance Contracts
January 29, 2013
FFIEC Asks for Feedback on Social Media Proposed Guidance
January 28, 2013
D.C. Circuit NLRB Decision Casts Doubt on Validity of Cordray Appointment
January 28, 2013
Settlement of Michigan Lending Discrimination Lawsuit Underscores Regulatory Focus on Equal Access to Credit
January 24, 2013
Mortgage Banking Update
January 24, 2013
CFPB Issues Final ECOA Appraisal Rule
January 23, 2013
Mortgage Foreclosure Is Debt Collection under the FDCPA, Sixth Circuit Holds
January 22, 2013
CFPB Issues Final Rule on Loan Originator Compensation Requirements
January 18, 2013
Agencies Adopt Final Appraisal Rule for Higher-Priced Mortgage Loans
January 17, 2013
CFPB Issues Final Mortgage Servicing Rules
January 16, 2013
State AG Lawsuit Not Removable under CAFA, Second Circuit Holds
January 15, 2013
Eighth Circuit Upholds Employment Agreement Waiving Collective Action Rights
January 11, 2013
CFPB Final Ability-To-Repay Rule Prompts Cautious Optimism from Industry
January 11, 2013
High-Cost Loan Final Rule Temporarily Averts FHA Loan Crisis
January 11, 2013
CFPB Adopts Mortgage Escrow Account Final Rule
January 10, 2013
Mortgage Banking Update
January 8, 2013
Justice Department Settles ADA Claims against Debt Collector
December 27, 2012
FTC Retains Door-to-Door Sales Rule but Proposes Higher Exemption Amount
December 19, 2012
Pennsylvania Enacts Changes to Banking Laws
December 14, 2012
Mortgage Banking Update
December 13, 2012
Congress Passes Legislation To Fix CFPB Privilege Waiver Problem
December 13, 2012
Record $1.92 Billion in Fines and Penalties Levied against HSBC
December 12, 2012
FTC Settles ‘History Sniffing’ Charges Against Online Advertising Network
December 12, 2012
Congress Passes Bill To End ATM Fee Sticker Strike Suits
December 10, 2012
U.S. Supreme Court To Decide When Sufficient Contractual Basis Exists for Class Arbitration
December 6, 2012
ALI Launches Restatement Project for Consumer Contracts
December 3, 2012
Pew Report on Checking Account Arbitration Draws Questionable Conclusions
November 30, 2012
CFPB’s Most Recent Changes to FCRA Forms May Foreshadow Active Oversight of Employers
November 30, 2012
Mortgage Banking Update
November 28, 2012
Fifth Circuit Allows Defendants To Remove Mississippi Attorney General Lawsuit to Federal Court
November 20, 2012
Fourth Circuit Rejects FDCPA Challenge to Prerecorded Calls Seeking Location Information
November 19, 2012
Temporary Exemptions Adopted for Mortgage Disclosures
November 15, 2012
Mortgage Banking Update
November 13, 2012
Bank Regulators Reconsider Effective Date of Basel III Capital Regime
November 12, 2012
Arbitration on Supreme Court’s Plate in American Express Case
November 2, 2012
Mortgage Banking Update
November 1, 2012
Pennsylvania County Recorder Can Sue MERS for Failure to Record Mortgage Assignments, Federal Court Rules
October 25, 2012
CFPB Issues Final Debt Collection Larger Participant Rule
October 24, 2012
Prerecorded Courtesy Calls Providing Rewards Program Information Are Subject to TCPA Consent Requirement, Ninth Circuit Rules
October 18, 2012
Mortgage Banking Update
October 17, 2012
Employers Must Update FCRA-Required Forms
October 11, 2012
FTC Settles FCRA Enforcement Actions Alleging Wrongful Sale and Use of Prescreened Lists
October 9, 2012
Consumer Advocates Form "Anti-Arbitration" Organization
October 4, 2012
Mortgage Banking Update
October 3, 2012
CFPB Settlement Requires $112.5 Million Payment by American Express
September 28, 2012
FDIC Revises Classification System for Citing Violations
September 21, 2012
Mortgage Banking Update
September 20, 2012
DOJ Fair Lending Focus Continues in Settlement of Case Challenging Lender's Minimum Loan Amount Policy
September 19, 2012
New York Federal Court Certifies Class Alleging Fraudulent Collection Practices Based on Documentation Deficiencies
September 12, 2012
Pennsylvania Supreme Court Rejects Class Certification in Consumer Financial Services Case
September 11, 2012
Second Circuit: Online Agreement Did Not Bind Plaintiffs to Subsequent Arbitration Provision
September 7, 2012
Second Circuit to Student Loan Collectors: Know Your Bankruptcy Law!
September 6, 2012
State Attorneys General Allowed To Sue Even After Nationwide Class Action Settlement
September 6, 2012
Mortgage Banking Update
September 5, 2012
Borrowers Must Bring Claims for Unfair Mortgage Lending Practices during Foreclosure Proceeding, N.J. Court Rules
September 4, 2012
Supreme Court To Decide Class Action Fairness Act Case Can Plaintiff Limit Class Damages to Avoid Removal?
August 30, 2012
DOJ Settles 'Pattern or Practice' Fair Lending Case
August 29, 2012
Federal Courts Reject FDCPA Claims Based on Communication with Debtor’s Attorney and Attempt to Collect Debt Disputed with Prior Collectors
August 28, 2012
Concepcion Mandates Individual Arbitration Even When Statutory Rights Cannot Be Vindicated, Third Circuit Holds
August 24, 2012
District Court Extends Cost-Shifting to Pre-Certification Discovery in Class Action
August 23, 2012
Mortgage Banking Update
August 22, 2012
Shades of Spitzer: New York Law Enforcement Takes Aggressive Stance on AML and LIBOR Scandals
August 21, 2012
CFPB Addresses Loan Originator Compensation and Origination Fees
August 21, 2012
Single Publication Notice of Class Action Settlement Did Not Bar Subsequent Lawsuit
August 15, 2012
Federal Reserve Extends Comment Period on Basel III Capital Rulemaking
August 14, 2012
CFPB Follows Script in Issuing Servicing Rules
August 14, 2012
FHFA Questions Use of Eminent Domain for Underwater Mortgages
August 9, 2012
Mortgage Banking Update
August 9, 2012
FTC Settles FCRA Enforcement Action against Employment Background Screening Company
August 7, 2012
Sending Collection Letter 'In Care of' Debtor's Employer Violates FDCPA, Ninth Circuit Holds
July 26, 2012
Mortgage Banking Update
July 20, 2012
FTC Issues Guidance Regarding ‘Up To’ Savings Claims
July 20, 2012
District of Columbia Launches Fair Housing Enforcement Campaign
July 19, 2012
CFPB Issues Guidance on Marketing Credit Card Add-On Products
July 18, 2012
CFPB To Supervise Credit Reporting Companies
July 16, 2012
California’s Residential Foreclosure Overhaul Signed Into Law
July 12, 2012
CFPB Proposes Integrated TILA-RESPA Forms and Related Rules
July 12, 2012
CFPB Moves to Broaden Scope of ‘High-Cost’ Mortgages
July 11, 2012
Mortgage Banking Update
July 10, 2012
CFPB Adopts Privilege Waiver Rule As Originally Proposed
July 10, 2012
Borrower May Sue Over Lender’s Failure To Contact Prior to Foreclosure, California Appellate Court Rules
July 9, 2012
Defects in Chain of Title Must Be Raised Prior to Foreclosure
July 6, 2012
Revised OCC Lending Limits Apply to Broader Array of Credit Exposures
June 29, 2012
CFPB Issues Reverse Mortgage Study and Information Request
June 28, 2012
Supreme Court Punts on Rendering Decision in Important Standing Case
June 28, 2012
Supreme Court Will Decide If Offer of Judgment Moots FLSA Collective Action
June 27, 2012
Foreclosing Mortgagee Must ‘Show the Note,’ Massachusetts High Court Rules
June 25, 2012
Disparate Impact Under Fair Housing Act Returns to Supreme Court
June 22, 2012
The Third Time is the Charm for ‘Copycat’ Class Action
June 21, 2012
Mortgage Banking Update
June 20, 2012
Federal Reserve Moves To Implement More Rigorous Capital Regulation
June 18, 2012
Online Data Seller Settles with FTC over Sale of Social Media Data

Contact

Alan S. Kaplinsky
Practice Leader
Tel 215.864.8544
kaplinsky@ballardspahr.com

Jeremy T. Rosenblum 
Practice Leader
Tel 215.864.8505
rosenblum@ballardspahr.com