Susan Ashley
Susan Ashley

Susan L. Ashley

Of Counsel
Tel 215.864.8311
Fax 215.864.9355

Susan L. Ashley is an experienced consumer lending attorney with an in-house counsel and large law firm background. Ms. Ashley's experience encompasses home equity products, credit cards, direct and indirect auto loans, retail installment lending, overdraft and other unsecured credit accounts, and debt cancellation/suspension products.

Ms. Ashley counsels banks, credit card issuers, and marketplace and other consumer lenders on compliance with the Truth in Lending; Equal Credit Opportunity; Fair Credit Reporting; Fair Debt Collection Practices; Unfair, Deceptive, or Abusive Acts or Practices; Servicemembers Civil Relief; Gramm-Leach-Bliley; USA Patriot; and Electronic Fund Transfers Acts. She assists clients with regulatory compliance diligence reviews, examination responses and deliverables, 50-state compliance reviews and advice, loan document preparation and revision, advertising reviews and special projects.

Before joining Ballard Spahr, Ms. Ashley was Vice President and Senior Counsel at Santander Bank., N.A., where she served as primary legal adviser to the bank’s home equity, auto, and other consumer lending operations. She participated on the bank's loan system conversion, regulatory compliance, charter change, and name change implementation teams, and advised on all aspects of the bank's debt cancellation program.

Ms. Ashley also previously was Senior Counsel at PNC Financial Services Group, Inc., in Pittsburgh, and Managing Counsel at Advanta Corp.

University of Pittsburgh School of Law (J.D. 1981)
Legal Writing Teaching Assistant and Faculty Research Assistant 

Susquehanna University (B.A. 1978, summa cum laude)
Class Valedictorian


U.S. Supreme Court