Kevin Leitao
Kevin Leitao

Kevin D. Leitão

Of Counsel

leitaok@ballardspahr.com
Tel 646.346.8011
Fax 212.223.1942
New York

Kevin Leitão is a seasoned attorney and business executive who advises clients on a wide-range of regulatory and transactional matters. His legal advice is informed by 15 years of in-house counsel and senior compliance officer experience working in regulated industries. He has developed, led and supported risk-based Bank Secrecy Act/Anti-Money Laundering, compliance, security, and vendor management programs at diversified financial institutions and technology companies, including GE Capital (Consumer Finance and Commercial Finance), Merrill Lynch, TIAA-CREF and Softcard.

Since joining Ballard Spahr in 2015, Mr. Leitão has advised clients in diverse industries on digital commerce, data security, privacy, compliance and risk management/governance. His BSA/AML/OFAC clients include banks, non-bank lenders, mortgage lenders, insurance companies, gaming companies, money services businesses, prepaid program managers and precious metals dealers.

Mr. Leitão also has extensive experience in drafting and negotiating commercial agreements, corporate transactions and vendor contracts. This work includes marketplace lending, prepaid card, and credit card programs. He has also advised private equity clients on investments in consumer financial services and payments companies. His operations and risk management experience gives him an end-to-end view of commercial and transactional agreements and their practical implications for his business clients.

Mr. Leitão’s risk assessment and risk management work includes participating in enterprise risk management program development, developing and serving on risk governance committees, selecting and implementing “governance, risk and control” tools and supporting initiatives to foster convergence among control group activities, including compliance, internal audit, information security and operational risk management.

He is a Six Sigma Green Belt.


Publications

Frequent contributor to Money Laundering Watch, Ballard Spahr's blog focused exclusively on money laundering issues. 

Co-author, "2016 Year in Review: Money Laundering (Part Two)," Money Laundering Watch, February 6, 2017

Co-author, "2016 Year in Review: Money Laundering (Part One)," Money Laundering Watch, February 1, 2017  

Co-author, "NYDFS Revises Cybersecurity Regulation, Extends Effective Date to March 1, 2017," Ballard Spahr alert, December 28, 2016

Co-author, "New York Regulators Drive Cyber Security Accountability for the Financial Sector," Payments & FinTech Lawyer, November 10, 2016

Co-author, "Federal Banking Agencies Propose New Requirements for Managing Cyber Risk," Ballard Spahr alert, October 20, 2016

Co-author, "CFPB Finalizes Sweeping Expansion of Prepaid Account Regulations," Ballard Spahr alert, October 6, 2016

Co-author, "N.Y. Moves Ahead with Proposed Cybersecurity Regulations for Financial Institutions," Ballard Spahr alert, September 19, 2016 

Co-author, "Fact Sheet Clarifies AML/BSA Enforcement Priorities," Ballard Spahr alert, September 2, 2016

Co-author, "Court: Web Registration Did Not Establish User Assent to Arbitration Agreement," Ballard Spahr alert, August 9, 2016

Co-author, "FinCEN Expands Reporting on High-End Cash Buyers of Real Estate," Ballard Spahr alert, August 5, 2016

Co-author, "NYDFS Finalizes AML/BSA Regulation," Ballard Spahr alert, July 6, 2016

Co-author, "FinCEN Director Discusses Initiatives to Address Money Laundering through Real Estate," Ballard Spahr Mortgage Banking Update, May 26, 2016

Co-author, "Treasury Releases White Paper on Online Marketplace Lending," Ballard Spahr alert, May 13, 2016

Co-author, "FinCEN Finalizes Beneficial Ownership Identification Rules," Ballard Spahr alert, May 11, 2016 

Co-author, "Mobile Financial Services Addressed in FFIEC Examination Handbook," Ballard Spahr alert, May 6, 2016

Co-author, "DOJ Requests Further Comments on Web Accessibility Rules," Ballard Spahr alert, May 3, 2016

Co-author, "OCC White Paper Promotes Framework for Supporting Responsible Innovation," Ballard Spahr alert, April 5, 2016

Co-author, "Federal Reserve Study Highlights Consumer Behavior with Mobile Financial Services," Ballard Spahr alert, April 1, 2016

Co-author, "FTC Enforcement Action Highlights Advertising Risks for Retailers," Ballard Spahr alert, March 18, 2016

Co-author, "Effective Communication with People with Disabilities," Ballard Spahr Mortgage Banking Update, March 17, 2016

Co-author, "CFPB Initiates Its First Data Security Enforcement Action," Ballard Spahr alert, March 3, 2016

Co-author, "Legal Framework of Mobile Payments Presented in Pew Center White Paper," Ballard Spahr alert, February 17, 2016

Co-author,  "FTC Provides Guidance to Businesses Engaged in Native Advertising," Ballard Spahr alert, January 4, 2016

Co-author, "NYDFS AML Proposal Would Require Certification of Compliance," Ballard Spahr alert, December 15, 2015

Co-author, "DOJ Delays Web Accessibility Regulations; Enforcement Actions Continue," Ballard Spahr alert, December 2, 2015

Co-author, "NY DFS Proposes New Cybersecurity Regulations for Financial Institutions," Ballard Spahr alert, November 13, 2015

"FFIEC Tool Helps You Assess Cyber Risk," Ballard Spahr alert, July 8, 2015

Speaking Engagements

Speaker, "Assessing Cyber Risks in Regulated Industries," Ballard Spahr CLE, Las Vegas, January 10, 2017 

Speaker, "The Consumer Financial Protection Bureau - Everything You Want to Know about the Gaming Industry's Newest Regulator," Gaming Law Conference, State Bar of Nevada, Las Vegas, November 4, 2016

Speaker, "The Impact of NYDFS Proposed Cybersecurity Regulations on Financial Institutions Nationwide," Ballard Spahr webinar, October 6, 2016

Speaker, "Privacy, Data Security and Fraud in the Prepaid Card Industry," ACI 16th National Forum on Prepaid Card Compliance, September 27, 2016

Speaker, "Social Media for Marketing – Legal Considerations," Real Estate Services Providers Council, Inc. (RESPRO®) 2016 Fall Seminar, Washington, DC, September 23, 2016

Speaker, "New York's Final Anti-Money Laundering Rule – The Brave New World of AML Compliance," Ballard Spahr webinar, July 27, 2016 

Speaker, "Privacy and Security Developments in the Workplace," Seventeenth Annual Institute on Privacy and Data Security Law, Practicing Law Institute, June 7, 2016

Speaker, "FinCEN Finalizes Beneficial Ownership Identification Rules," Ballard Spahr webinar, June 2, 2016 

"2016 Bank Secrecy Act Seminar," PA Bankers Association, May 3, 2016

Moderator, "Fraud and Security Breaches in the World of Payment Systems," NBPCA’s Power of Prepaid Conference 2016, Washington, DC, April 29, 2016

Panelist, "Developments in Bank Secrecy Act – Anti-Money Laundering Compliance and Enforcement," Ballard Spahr webinar, April 26, 2016 

Speaker, "Social Media – Legal Considerations in Using Social Media As A Marketing Tool," Real Estate Services Providers Council, Inc. (RESPRO®) 2016 Annual Conference, New Orleans, April 20, 2016

Speaker, "Data Security And Privacy Requirements – How Do They Affect My Business?," Real Estate Services Providers Council, Inc. (RESPRO®) 2016 Annual Conference, New Orleans, April 19, 2016

Moderator, "The Road Ahead: What do the CFPB’s New Prepaid Rules Mean for You?" Card Forum & Expo 2016, Los Angeles, April 12, 2016

Panelist, "Accessible Websites and Effective Communication," Ballard Spahr webinar, March 22, 2016

Panelist, "Information Security and Human Resources," Ballard Spahr webinar, March 16, 2016

Speaker, "NYDFS Proposed Anti-money Laundering Regulations," Mortgage Bankers Association – Fraud Issues Subcommittee Quarterly Call, February 25, 2016

Speaker, "Protecting Sensitive Customer Information: The Basics of Gramm-Leach-Bliley," American Land Title Association webinar, February 11, 2015 

Panelist, "Keeping FinTech Mobile: Understanding the Legal and Technical Aspects of Mobile Commerce," Ballard Spahr webinar, February 11, 2016

Panelist, "Keeping FinTech Secure: Data Privacy and Security in the Digital World," Ballard Spahr webinar, February 4, 2016

Speaker, "Information Risk Management: Providing Effective Counsel to Your Company," Ballard Spahr CLE, Las Vegas, January 12, 2016

Speaker, "Anti-Money Laundering Regulations and Mortgage Fraud," Mortgage Bankers Association – Fraud Issues Subcommittee Quarterly Call, December 12, 2015

Speaker, "Information Risk Management: Providing Effective Counsel to Your Company," Gaming Law Conference, State Bar of Nevada, Las Vegas, November 6, 2015

Panelist, "Digital Accessibility: The Future Has Arrived," Ballard Spahr webinar, October 27, 2015

Panelist, "Anti-Money Laundering Programs in the Mortgage Banking Industry - Time to Look at Your Program After Three Years," Ballard Spahr webinar, October 14, 2015

Speaker, "Developing an Information Risk Program and Incident Response Playbook," Association of Consumer Vehicle Lessors, Annual Conference, September 28, 2015

Panelist, "FTC as the Privacy Regulator: 10 Things You Need to Know," Ballard Spahr webinar, September 10, 2015

Panelist, "The FFIEC Cybersecurity Assessment Tool: Is Your Company at Risk?"  Ballard Spahr webinar, August 4, 2015

Panelist, "FTC As De Facto Privacy Regulator: 10 Things You Need To Know," Ballard Spahr CLE, July 22, 2015




Yale Law School (J.D. 1991)

Cambridge University (M.Phil.1988, on a Marshall Scholarship)

Brown University (A.B. 1986, magna cum laude)

Connecticut

New York