Juliana Gerrick
Juliana Gerrick

Juliana Gerrick


Tel 202.661.7689
Fax 202.661.2299
Washington, DC

Juliana Gerrick is an associate in the Business and Finance Department and a member of the Consumer Financial Services Group. Her practice focuses on providing regulatory advice to clients on state and federal consumer finance laws. She regularly assists clients with a range of compliance and transactional issues relating to the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Americans with Disabilities Act (ADA), Servicemembers Civil Relief Act (SCRA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Electronic Fund Transfer Act (EFTA), Electronic Signatures in Global and National Commerce Act (ESIGN), Telephone Consumer Protection Act (TCPA), and UDAAP statutes prohibiting unfair, deceptive, and abusive acts and practices.

Recent Matters

  • Drafting regulatory compliance procedures of an indirect auto finance company
  • Drafting Regulation B and FCRA compliant notices of adverse action for a non-bank client
  • Identifying and remediating compliance weaknesses throughout product lifecycles, including marketing, application, origination, servicing, and collections
  • Advising companies, including major card issuers and indirect auto lenders, on fair lending compliance and testing programs
  • Assisting clients in preparing and responding to examinations and investigations by state and federal regulators
  • Providing guidance to clients on ADA compliance for call centers and websites

Prior to joining the firm, Ms. Gerrick was a Management Associate for Citigroup Inc., where she worked in Citi Cards Compliance, Retail Banking Compliance, AML Advisory Compliance, and Fixed Income Compliance.

Ms. Gerrick has also clerked for the State of California's Office of the Attorney General, Corporate Fraud-Securities Unit.

Ms. Gerrick is a frequent contributor to Money Laundering Watch, Ballard Spahr's blog focused exclusively on money laundering issues. 

Pro Bono Experience

Volunteer attorney for Neighborhood Entrepreneur Law Project’s pro bono small business legal clinic

Wills for Heroes

Professional Activities

American Bar Association

New York Bar Association

Young Lawyer Liaison, ABA Fair Access to Services Subcommittee


Co-author, "CFPB and DOJ Directed to Address State AGs' Proposal to Redirect Unused Settlement Funds to NAAG," Consumer Finance Monitor, April 24, 2017 

Co-author, "2016 Year in Review: Money Laundering (Part Two)," Money Laundering Watch,  February 6, 2017

Co-author, "2016 Year in Review: Money Laundering (Part One)," Money Laundering Watch, February 1, 2017

Co-author, "Third Circuit Holds SCRA Protections Do Not Extend to Servicemember-Owned Businesses," Ballard Spahr alert, May 26, 2016

Co-author, "DOJ Requests Further Comments on Web Accessibility Rules," Ballard Spahr alert, May 3, 2016

Co-author, "One-Year Period of SCRA Foreclosure Protection Remains in Effect through 2017," Ballard Spahr alert, April 22, 2016

Co-author, "Effective Communication with People with Disabilities," Ballard Spahr Mortgage Banking Update, March 17, 2016

Co-author, "DOJ Delays Web Accessibility Regulations; Enforcement Actions Continue," Ballard Spahr alert, December 2, 2015

Co-author, "Mobile Financial Services and the Underserved," CFPB Monitor, November 30, 2015

Speaking Engagements

"The DoD's 11th Hour Interpretive Rule For New MLA Rules," Ballard Spahr webinar, September 23, 2016

"Accessible Websites and Effective Communication," Ballard Spahr webinar, March 22, 2016

"Digital Accessibility: The Future Has Arrived," Ballard Spahr webinar, October 27, 2015


UCLA School of Law (J.D. 2013)

Cornell University (B.A. in Classics, 2007)

New York