Steven Burt
Steven Burt

Steven D. Burt

Tel 801.517.6839
Fax 801.596.6839
Salt Lake City

Steven D. Burt concentrates on litigation and regulatory issues associated with consumer financial services. Mr. Burt has represented clients in the financial services and mortgage banking industries in numerous cases involving lending-related issues at both the state and federal levels. He has advised financial institutions on inquiries from government entities and, regularly advises clients on the development and revision of policies and procedures and compliance protocols. He has extensive experience advising financial-institution clients on issues associated with consumer protection laws.

Mr. Burt's work includes successfully representing CitiMortgage, Inc., and Mortgage Electronic Registration Systems, Inc., in a series of state and federal cases challenging the legal consequences of pooling and securitizing promissory notes (e.g., Commonwealth Property Advocates, LLC v. Mortgage Electronic Registration Systems, Inc. and CitiMortgage, Inc., et al., 2011 UT App 232).

Pro Bono Experience

Mr. Burt is committed to, and has participated in, the pro bono representation of those with limited access to legal representation. In 2011, he received the Distinguished Pro Bono Attorney award from Utah Legal Services, the Utah State Bar, the Pro Bono Initiative, and the S. J. Quinney College of Law for exceptional pro bono work. He has also been honored by the Legal Services Corporation for his involvement in a pro bono matter.

Professional Activities

American Bar Association

Utah State Bar Association

Salt Lake County Bar Association

Recognitions & Accomplishments

Mountain States Super Lawyers, Business Litigation, Banking, 2012-2014


Co-author, "FTC Emphasizes 'Aggressive Enforcement' and 'Vigorous Education' on Military Consumer Protection Issues," Ballard Spahr alert, November 26, 2013

"Attention: Oregon – Borrowers and Lenders Alike Following MERS Rulings Closely," HousingWire, February 2013

Co-author, "Fifth Circuit Allows Defendants To Remove Mississippi Attorney General Lawsuit to Federal Court," Ballard Spahr alert, November 28, 2012

Co-author, "Mortgage Securitization No Bar to Foreclosure, 10th Circuit Holds," Ballard Spahr alert, February 8, 2012

Co-author, "Troubleshooting Credit Card Data Policies," Law360, February 8, 2012

Co-author, "Lender’s Use of Photocopied Note OK’d by Utah Court," Ballard Spahr alert, January 26, 2012

Speaking Engagements

"Unfair Deceptive Abusive Acts or Practices,"  Utah State Bar Association Summer Convention, July 30, 2015

"CFPB: In Focus — Mortgage Rules," Ballard Spahr program, September 16, 2014

"CFPB in Focus – Debt Collection," Ballard Spahr presentation, Salt Lake City, April 28, 2014

“More Bang for the Client’s Buck – Delegation of Work to Paralegals and Staff to Improve Work Product, Client Satisfaction, and Grow a Firm,” Utah State Bar Spring Convention, March 15, 2014

Co-presenter, “An Introduction to Federal and Utah Consumer Financial Services Laws For Companies and Individuals Contemplating Offering Seller Financing,” Utah State Bar, Real Property Section, November 13, 2013

Presenter, “Recent Developments in Mortgage Law,” RMA-Ballard Spahr Consumer Financial Protection Bureau Audio Conference, October 3, 2013

Community Activities

United Way of Salt Lake Young Leaders

Board Memberships

And Justice for All – Emerging Legal Leaders Board, Chair-elect and founding member of legal services board

Young Alumni Association of the University of Utah, S.J. Quinney College of Law, Immediate Past President

University of Utah, S.J. Quinney College of Law (J.D. 2007)
Note and Comment Editor, Journal of Law & Family Studies; President, Student Bar Association

Brigham Young University (B.A. 2003)