Kristen Rajagopal is an associate in the Litigation Department with a focus on consumer financial services. Ms. Rajagopal represents clients in the financial services and mortgage banking industries in cases involving lending-related issues, including claims arising under state and federal lending statutes and consumer protection laws such as the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), and the Fair Debt Collection Practices Act (FDCPA). She also assists financial services institutions facing government investigations and examinations.
- Represents mortgage lenders and MERS in numerous mortgage origination and foreclosure-related lawsuits throughout Georgia
- Representing multiple financial services companies in responding to civil investigative demands issued by the Consumer Financial Protection Bureau (CFPB)
In addition to her consumer financial services experience, Ms. Rajagopal has experience advising on other complex litigation matters in the areas of securities, employment class actions, commercial contract matters, and eDiscovery. Before joining Ballard Spahr, Ms. Rajagopal gained experience as lead trial attorney, including presentation of opening and closing statements and witness examinations, and participated in all aspects of law and motion practice, including drafting and arguing noticed and ex parte motions.
After receiving her law degree and before entering private practice, Ms. Rajagopal was an attorney for the Voluntary Legal Services Program Housing Negotiation Project in San Francisco, where she conducted limited-scope defense of low-income clients in unlawful detainer actions and was named Outstanding Volunteer in the Public Service for 2009. While at USC Law School, she worked for the school's Public Interest Law Foundation, volunteering for the public counsel's General Relief Advocacy Project. In this role, she interviewed and advocated for clients at various Los Angeles County Department of Public Social Services locations.